Budget
Understand where your money goes.
Your personal spending analysis, directly from your bank account. All transactions are automatically categorized. See at a glance how much you spend, how much you earn and how much you save.
Overview
Income, expenses and savings at a glance.
Your personal finance dashboard shows you how your finances have developed over the past months. No more guesswork, just clear numbers.
All expenses and income for the last 3 months
Savings rate for the last 6 months
Always up to date thanks to automatic sync
Money flows
See where your money really goes.
Our money flow diagrams show you visually how your income is distributed across your spending categories. Intuitive, clear and at a glance.
Money flows broken down by category level
Tap a category for the detail view
The 5 biggest expenses per category always in view
Trends
Spot patterns. Make better decisions.
BlueBudget shows you not only what you spend today, but how your finances develop over time. This helps you spot habits and find real savings potential.
Monthly comparisons at a glance
Spending trends per category
Savings milestones to keep you motivated, coming soon
Analysis
Everything categorized. Nothing missed.
Every transaction is automatically assigned to a category. You can see right away where your money lands and adjust anything that doesn't fit.
Adjust categories for one transaction or all from the same merchant
Rename transactions so you know what's really behind them
Two levels: main categories for the overview, subcategories for the details
Multibanking
All accounts. One analysis.
Connect multiple banks at the same time and see your entire finances in a single analysis, across all banks and always up to date.
Over 50 Swiss banks supported
Balances aggregated across all banks
Your bank not yet available? Manual data import coming soon
Security
Securely connected via the open banking standard.
BlueBudget connects via the official open banking standard of Swiss banks (blink by SIX). You authorize the connection yourself in your e-banking. No password, no risk.
Read-only access to your account data (AIS)
All data is securely stored in Switzerland
Technically verified by SIX audit and voluntary penetration test (Red Guard)
Understand where your money goes.
Connect your bank account and start your personal spending analysis.
More clarity
More overview
More fairness
Less effort
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