How can we help you?

We use Passkeys because they are much more secure and convenient than traditional passwords. With a Passkey, you don’t need to remember or manage complicated credentials – you simply log in with Face ID, fingerprint, or your device lock.

🔐 Since you will soon be able to link your bank account with BlueBudget, creating a Passkey is required to optimally protect your data.

BlueBudget supports, among others:

 • iOS: Apple Passwords, Chrome, Bitwarden, 1Password, KeePassium, NordPass, Proton Pass, Dashlane, RoboForm, Keeper

 • Android: Google Password Manager, Samsung Pass, Bitwarden, 1Password, NordPass, Proton Pass, Dashlane, RoboForm, Keeper

 • Pure Two-Factor Authentication (2FA) and Multi-Factor Authentication (MFA) apps like Microsoft/Google Authenticator cannot store Passkeys

Give your group a name and optionally upload a picture. Done!

Yes, BlueBudget runs on Android 💙

Please install the app directly from the official Google Play Store to ensure everything runs smoothly.

👉 Please note:

• If passkey creation doesn’t work, try disabling your password manager in the “Passwords & Autofill” settings, then enable it again and retry the registration.

• The app requires Google Play Services to function properly.

• Full compatibility tests on some Android custom distributions like CalyxOS, GrapheneOS, or LineageOS are still ongoing.

We are continuously working to make the app more broadly compatible – updates will follow 🚀

Yes. Security is very important to us. Here are the key points:Ja. Sicherheit ist uns sehr wichtig. Hier die wichtigsten Punkte:

 •BlueBudget connects exclusively via the official open banking standard of Swiss banks (blink by SIX). You authorize the connection yourself in your e-banking, without ever giving us your password.

 • We only have read access (AIS, Account Information Service). This means: we can read your account data, but cannot initiate, change or delete any payments.

 • All data is stored exclusively in Switzerland. Only a very limited number of BlueBudget employees in Switzerland have access, exclusively for quality control and data maintenance.

 • We only store what is necessary: transaction data, merchant information and account balances for display in the app. No unnecessary raw data.

 • As part of connecting to the blink platform by SIX, we underwent a technical audit and voluntarily carried out a penetration test with Swiss security firm Red Guard.

Aktuell kannst du dein Konto bereits mit 50 Schweizer Banken verbinden – darunter z. B. PostFinance, Aargauische Kantonalbank, Berner Kantonalbank, Zuger Kantonalbank, Schwyzer Kantonalbank, WIR Bank, Nidwaldner Kantonalbank sowie viele Regional- und Clientis-Banken.

Ist deine Bank noch nicht dabei?
Dann kannst du sie ganz einfach über die vorbereitete E-Mail-Vorlage in der App kontaktieren und dein Interesse an einer Anbindung mitteilen. Das hilft, den Ausbau weiter voranzutreiben 💪

Die vollständige und stets aktuelle Liste findest du auch direkt in der App im Bereich „Bankkonto verbinden“.

Aargauische Kantonalbank
AEK BANK 1826
Alpha RHEINTAL Bank AG
Alternative Bank
Bank BSU
Bank EEK AG
Bank EKI
Bank Gantrisch
Bank SLM AG
Bank Thalwil
Bank WIR
Bank in Zuzwil
BBO Bank Brienz Oberhasli AG
Berner Kantonalbank
Bernerland Bank AG
Bezirks-Sparkasse Dielsdorf
Burgerliche Ersparniskasse Bern
Caisse d'Epargne de Cossonay société coopérative
Clientis BS Bank Schaffhausen
Clientis Bank Aareland
Clientis Bank Oberaargau
Clientis Bank Oberuzwil
Clientis Bank Thur
Clientis Bank Toggenburg
Clientis Bank im Thal
Clientis Biene Bank im Rheintal
Clientis Caisse d'Epargne Courtelary
Clientis Entlebucher Bank
Clientis Spar- und Leihkasse Thayngen
Clientis Sparcassa 1816
Clientis Sparkasse Oftringen
Clientis Sparkasse Sense
DC Bank
Ersparniskasse Affoltern im Emmental
Ersparniskasse Rüeggisberg
Ersparniskasse Schaffhausen
GRB Glarner Regionalbank
Hypothekarbank Lenzburg
Leihkasse Stammheim
Lienhardt & Partner Privatbank Zürich AG
Nidwaldner Kantonalbank
PostFinance
Regiobank Solothurn AG
SB Saanen Bank AG
Schwyzer Kantonalbank
Spar + Leihkasse Riggisberg
Spar- und Leihkasse Bucheggberg AG
Spar- und Leihkasse Frutigen AG
Sparkasse Schwyz
Zuger Kantonalbank
Zürcher LandbankAktuell kannst du dein Konto bereits mit 50 Schweizer Banken verbinden – darunter z. B. PostFinance, Aargauische Kantonalbank, Berner Kantonalbank, Zuger Kantonalbank, Schwyzer Kantonalbank, WIR Bank, Nidwaldner Kantonalbank sowie viele Regional- und Clientis-Banken.

Ist deine Bank noch nicht dabei?
Dann kannst du sie ganz einfach über die vorbereitete E-Mail-Vorlage in der App kontaktieren und dein Interesse an einer Anbindung mitteilen. Das hilft, den Ausbau weiter voranzutreiben 💪

Die vollständige und stets aktuelle Liste findest du auch direkt in der App im Bereich „Bankkonto verbinden“.

Aargauische Kantonalbank
AEK BANK 1826
Alpha RHEINTAL Bank AG
Alternative Bank
Bank Avera
Bank BSU
Bank EEK AG
Bank EKI
Bank Gantrisch
Bank SLM AG
Bank Thalwil
Bank WIR
Bank in Zuzwil
BBO Bank Brienz Oberhasli AG
Berner Kantonalbank
Bernerland Bank AG
Bezirks-Sparkasse Dielsdorf
Burgerliche Ersparniskasse Bern
Caisse d'Epargne de Cossonay société coopérative
Clientis BS Bank Schaffhausen
Clientis Bank Aareland
Clientis Bank Oberaargau
Clientis Bank Oberuzwil
Clientis Bank Thur
Clientis Bank Toggenburg
Clientis Bank im Thal
Clientis Biene Bank im Rheintal
Clientis Caisse d'Epargne Courtelary
Clientis Entlebucher Bank
Clientis Spar- und Leihkasse Thayngen
Clientis Sparcassa 1816
Clientis Sparkasse Oftringen
Clientis Sparkasse Sense
DC Bank
Ersparniskasse Affoltern im Emmental
Ersparniskasse Rüeggisberg
Ersparniskasse Schaffhausen
GRB Glarner Regionalbank
Hypothekarbank Lenzburg
Leihkasse Stammheim
Lienhardt & Partner Privatbank Zürich AG
Nidwaldner Kantonalbank
PostFinance
Regiobank Solothurn AG
SB Saanen Bank AG
Schwyzer Kantonalbank
Spar + Leihkasse Riggisberg
Spar- und Leihkasse Bucheggberg AG
Spar- und Leihkasse Frutigen AG
Sparkasse Schwyz
Zuger Kantonalbank
Zürcher Landbank

If your bank is not yet automatically connected to BlueBudget, there are two options:

 • You can contact your bank directly via the prepared email template in the app. Such requests from customers help banks take the step towards supporting open banking.

 • Coming soon: Manual data import. You'll be able to export your bank statements as a CSV file from your e-banking and import them directly into BlueBudget. This way you can use the spending analysis in full, even without an automatic connection.

BlueBudget uses a two-level category model:

 • Level 1 categories give you a simple overview of your expenses. Examples: Housing, Everyday, Mobility, Leisure.

 • Level 2 categories provide additional details within a category. Under "Housing" you'll find for example Rent/Mortgage, Energy & utilities, Household & furnishings or Home insurance.

BlueBudget categorizes your transactions automatically. Sometimes a classification isn't clear or you'd prefer a different category. You can adjust any transaction at any time.

With the "Always use" toggle you can specify that all transactions from the same merchant are always assigned to the same category in future.

The money flow diagram (also known as a Sankey diagram) visually shows you where your money goes: from your income to your expenses and savings.

On the left you see your income. On the right you see what your money was used for.This way, you can assign expenses to them even before they join the group.

The wider a section is displayed, the larger its share of the total amount.

The percentage values show how much of your income was used for individual categories or for saving. If there is no income in a month, the values refer to all expenses and savings contributions combined.

When you tap a category, you go directly to the detail view of that category with the biggest expenses.

BlueBudget helps you not only understand your expenses, but also your savings rate.

If you spend less than you earn in a month, the difference counts as saving. Transactions that you consciously mark as saving, for example deposits to a savings account, an investment or a pension contribution, are also counted as saving.

This means you can see not only what you spend, but also how much you are setting aside for your future in the long term.

Not every money movement is an expense or income. When you move money between your own accounts, it is a transfer. Examples: salary account to savings account, savings account to salary account, salary account to credit card.

Pure transfers count neither as income nor as expense and do not appear in the spending analysis.

If both accounts are connected to BlueBudget, BlueBudget automatically recognizes such movements. If one of the accounts is not connected, you can manually categorize the transaction as an account transfer. You can also set up the "Always use" rule for this.

Salary, gifts or investment income increase your available money and are counted as income.

Rebates, refunds or shared costs are treated as refunds and reduce previous expenses. This keeps your spending analysis accurate and prevents your income from being artificially inflated.

In certain cases, a category may contain more refunds than expenses. In that case the category on the left side of the money flow diagram changes direction, as it then represents an inflow of funds. This can happen for example if you receive a larger refund from the tax authorities.

Cash cannot be analyzed automatically, since it is not visible afterwards what it was used for. You can categorize cash withdrawals directly as an expense or record individual cash expenses later. This keeps your spending analysis as complete as possible.

Yes, coming soon! We're working on a manual data import that lets you export your bank statements as a CSV file from your e-banking and import them directly into BlueBudget. This way you can use the spending analysis in full, even without an automatic connection. Your imported data will then be automatically linked to your bank as soon as it supports automatic sync.

Share a general link – anyone with it can join.

You can add a person in the app and send them an individual link. You can already assign expenses. Once they register with the link, they’ll see them right away.

Yes! You can add them manually and track their expenses/debts. But it’s most fun when everyone uses the app.

Enter a name, upload a photo, add the amount (CHF or foreign currency), choose who paid, and decide the split (equal or custom).

For expenses in EUR, USD, GBP, or CNY, an exchange rate is applied automatically. You can adjust the CHF amount yourself (e.g., to match the amount charged by your bank).

Yes – as long as they’re not settled yet. Otherwise, add a correction expense.

Your balance, pending payments, suggestions, total group expenses, Fairteilt-o-Meter, list of expenses.Pro tip: Swipe left to edit expenses instantly.

Yes, anytime. New members are not affected by past expenses (unless they were added before).

Yes, if your debts are settled. The last one may delete the group.

Yes, anytime.

The app automatically calculates who owes what to whom. Once a payment is made, you can confirm it in the app – partial payments are also possible. You can also record payments manually, for example if someone withdraws cash and gives it to another group member.

Only important: who owes how much – and who gets what back. App finds the simplest way with as few payments as possible.

When everyone has paid, the Fairteilt-o-Metershows 100%. New expenses restart the process.

Enter income & work hours plus the price of your wish. You’ll see how long you’d work for it and its retirement value if invested.

Findependent: Code BlueBudget → first CHF 4,000 free of fees. Saxo Bank: Register via BlueBudget → CHF 200 trading credit.

BlueBudget is available for iOS and Android.

Yes. Passkeys provide security, all data is encrypted.

We are already working on bank account connections and automatic budget tracking. This will let you not only split expenses fairly but also keep track of your entire budget – without manual input.